Products

empower your SME
with our funding solutions

ACOF provides growth and structured funding solutions to SMEs, including working capital, asset-backed funding, and energy & water security solutions for South African SMEs

working capital funding

INVOICE DISCOUNTING

Take control of your cash flow with our Invoice Discounting service designed for SMEs. We believe in empowering businesses to thrive. By leveraging your unpaid invoices, you can access immediate funds to bridge the gap between invoicing and payment. Our competitive rates and flexible terms ensure that you get the working capital you need, allowing you to focus on growing your business and serving your clients with confidence.

DEBTORS FINANCING

Unlock your SME’s growth potential by leveraging your debtors book. Our affordable solution bridges the cash flow gap, advancing a portion of the invoice amount to maintain healthy operations. With security where possible, we provide accessible credit tailored to South African SMEs, empowering you to seize opportunities and navigate the business landscape with confidence.

CONTRACT FUNDING

Our solution provides affordable credit by leveraging the value of your secured contracts. Access the working capital you need to deliver on commitments, seize new opportunities, and propel your business forward with confidence.

PURCHASE ORDER FINANCING

Secure affordable working capital for your business with our Purchase Order Financing solution. We understand the challenges of fulfilling customer orders while managing cash flow. That’s why we offer a tailored financing option that leverages your purchase orders as security. By providing the funds you need upfront, we help you meet demand, deliver on time, and seize growth opportunities without compromising your financial stability.

REVOLVING CREDIT FACILITY

Our Revolving Credit Facility is an affordable financing solution designed to support your needs. With a pre-approved credit limit, you have access to funds whenever you require working capital or face unexpected expenses. By using your eligible assets as security, we provide you with the flexibility to manage cash flow fluctuations and seize growth opportunities. Our goal is to be your trusted partner in helping your business thrive.

asset backed finance

Unlock growth potential for your SME with our Asset Financing solution. We understand that acquiring essential assets can be a significant investment. That’s why we offer affordable financing options backed by your valuable assets. By leveraging your machinery, equipment, or vehicles as security, we provide you with the funds you need to expand and thrive.

energy and water security

We understand the significance of sustainable and reliable energy and water solutions for your business. Our affordable financing options enable you to invest in renewable energy systems, water conservation technologies, and infrastructure upgrades. Take control of your energy and water needs while enhancing efficiency, reducing costs, and contributing to a greener future.