Loan Book Analytics

CREDIT QUALITY SNAPSHOT

(as of last reporting date 31 May 2026)

Equity Instrument Tickers

JSE BACC
OTCQB: AFBCF
Frankfurt: 4BC

Debt Instrument Tickers

CTSE: 4ACD01, 4ACD03, 4ACD04

59

Number of loans

45

Number of SME’s funded

23

Distinct Industries

2 406

Jobs created/Supported
ZAR
USD (R16.24)
GBP (R21.79)
Cost to create or save a job
R204 427
$12 588
£9 382
Assets under management
R512 387 592
$31 561 844
£23 514 805
CASH ON HAND
R80 600 338
$4 964 787
£3 698 960
CURRENT LOAN BOOK
R363 829 679
$22 411 033
£16 697 094
TOTAL DEPLOYMENTS
R491 851 729
$30 296 884
£22 572 360
VALUE OF SECURITY
R870 795 658
$53 620 422
£39 958 956
ZAR
USD (R16.24)
GBP(R21.79)
BAD DEBTS WRITTEN OFF
R350 096
$21 558
£16 067
ARREARS AMOUNT
R23 296 418
$1 435 039
£1 069 133
PROVISION FOR BAD DEBTS
R12 789 995
$787 852
£586 966
MONTHLY COLLECTIONS
R9 049 474
$557 440
$415 304
2,6
Times loans covered
43 months
Average term
18.30%
Average interest rate
28%
Typical non bank rates in SA
BIGGEST LOAN
R35 073 835
$2 160 517
£1,609,630
SMALLEST LOAN
R259 757
$16 000
£11 921
AVERAGE LOAN
R6 181 625
$6 181 625
£283 691
PROVISION FOR BAD DEBTS (ECL)
3,77%
ARREARS
6.39%
BAD DEBTS WRITTEN OFF
0.09%
USA PRIVATE CREDIT LOSSES IN 2025
9.20%
Source: Reuters.com
DISCLAIMER:
The Company has elected to provide this loan book performance update as part of a broader commitment by ACOF’s management and Board to enhance transparency and communication with noteholders and other stakeholders. As the Fund continues to grow in scale and importance within the Africa Bitcon Corporation ecosystem, management believes that more frequent disclosure of key portfolio metrics assists investors in better understanding the performance, risk profile and social impact of the loan book. Accordingly, this update forms part of an enhanced reporting framework intended to provide more timely information to investors, lenders and other stakeholders. The Company intends to maintain this level of disclosure going forward through a regular cadence of quarterly performance updates.